Messias Massafe

Collaborate with clients from diverse industries to develop financial and strategic solutions tailored to their challenges, perform historical and forecast financial analysis to support decision making and develop risk management strategies to ensure that objectives are met.

Led strategic planning, budgeting, and performance evaluation processes, collaborated with cross-functional teams to optimize operational processes and supported enterprise risk management (ERM) frameworks implementation, fostering risk awareness and accountability within the bank.

Collaborated with stakeholders to investigate incidents, identify root causes and implement risk mitigation strategies, supported the development of the risk matrix framework to assess operational risks across all business units and contributed to the development of training programs on operational risk management.

Managed commercial loan portfolio and monitored credit exposures to identify risks and opportunities, conducted financial statement analysis to support credit decision-making and assessed creditworthiness of corporate and retail clients, evaluating potential impact on bank's portfolio and overall credit risk.

Analyzed market trends, economic indicators and portfolio positions to identify risks, used quantitative models and risk management frameworks to assess the impact of risk scenarios on financial performance and perform regulatory reporting, and collaborated with cross-functional teams to ensure adherence to risk limits and recommended adjustments to align with risk appetite.