Tulio Bastos

Credit Monitoring Specialist with 15 years of combined experience in the Banking sectors.
Subsequently built a long‑term career at Banco BAI as a Credit Monitoring Officer, responsible for analyzing overdue credit, non‑performing exposures, and off‑balance‑sheet commitments. Produced weekly, monthly, and annual credit‑risk reports, ensuring high‑quality information flow to the Executive Committee and the Board of Directors. Contributed to portfolio oversight, compliance with internal risk policies, and strategic decision‑making through consistent, data‑driven reporting.

• Executed daily operations with precision, ensuring seamless workflow in a fast-paced environment.
• Developed and proposed innovative strategies that enhanced team efficiency and improved project outcomes.
• Collaborated with cross-functional teams to address product-related challenges and achieve project objectives.

• Ensured strict adherence to customer due-diligence procedures, safeguarding AML compliance and mitigating financial crime risks.
• Enhanced ability to identify suspicious transactions and implement risk-based approaches, contributing to improved compliance.
• Facilitated internal controls and reporting obligations, reinforcing ethical financial practices and regulatory compliance.
• Acquired knowledge of national and international regulations on financial crime prevention through AML training at Academia BAI.

• Enhanced ability to identify digital threats and implement secure behavior protocols.
• Improved recognition of phishing attempts while responsibly managing sensitive information.
• Contributed to a safer digital environment through organizational compliance with security standards.
• Acquired knowledge in information security awareness and data protection during training at Academia Bai.
• Supported implementation of cybersecurity best practices across teams.
• Enhanced skills in promoting secure behavior among colleagues and stakeholders.
• Facilitated workshops focused on raising awareness of digital security risks.
• Collaborated with teams to ensure adherence to established security protocols.

Former Accountant experience in the automotive sector.
Served as an Accounting Intern at AutoZuid, supporting vehicle and spare‑parts classification, stock management, auxiliary services, and the allocation of direct and indirect expenses. Demonstrated strong operational accuracy and financial control within a fast‑paced commercial environment.

• Managed monthly financial statements and reconciliations for diverse automotive transactions, ensuring accuracy and timely reporting.
• Processed payroll, ensuring compliance with labor regulations and tax requirements to maintain operational integrity.
• Implemented cost control measures to optimize departmental budgets effectively.